{"id":1022,"date":"2025-11-22T09:45:21","date_gmt":"2025-11-22T08:45:21","guid":{"rendered":"https:\/\/ezkasa.pl\/?p=1022"},"modified":"2026-02-24T15:32:42","modified_gmt":"2026-02-24T14:32:42","slug":"kredyt-hipoteczny-w-citi-handlowy-reklama","status":"publish","type":"post","link":"https:\/\/ezkasa.pl\/index.php\/2025\/11\/22\/kredyt-hipoteczny-w-citi-handlowy-reklama\/","title":{"rendered":"Kredyt hipoteczny w Citi Handlowy [reklama]"},"content":{"rendered":"\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_81 ez-toc-wrap-left-text counter-hierarchy ez-toc-counter ez-toc-transparent ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<div class=\"ez-toc-title\" style=\"cursor:inherit\">Spis tre\u015bci<\/div>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Prze\u0142\u0105cznik Spisu Tre\u015bci\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/ezkasa.pl\/index.php\/2025\/11\/22\/kredyt-hipoteczny-w-citi-handlowy-reklama\/#Wygodny_kredyt_hipoteczny_do_3_mln_zl_z_RRSO_813\" >Wygodny kredyt hipoteczny do 3 mln z\u0142 z RRSO 8,13%<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/ezkasa.pl\/index.php\/2025\/11\/22\/kredyt-hipoteczny-w-citi-handlowy-reklama\/#Na_czym_to_polega\" >Na czym to polega?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/ezkasa.pl\/index.php\/2025\/11\/22\/kredyt-hipoteczny-w-citi-handlowy-reklama\/#Zalety_%E2%80%93_dlaczego_warto\" >Zalety &#8211; dlaczego warto?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/ezkasa.pl\/index.php\/2025\/11\/22\/kredyt-hipoteczny-w-citi-handlowy-reklama\/#Wady\" >Wady<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/ezkasa.pl\/index.php\/2025\/11\/22\/kredyt-hipoteczny-w-citi-handlowy-reklama\/#Jak_wziac_taka_pozyczke_Krok_po_kroku\" >Jak wzi\u0105\u0107 tak\u0105 po\u017cyczk\u0119? Krok po kroku<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/ezkasa.pl\/index.php\/2025\/11\/22\/kredyt-hipoteczny-w-citi-handlowy-reklama\/#Podsumowanie_Twoj_dom_na_raty\" >Podsumowanie: Tw\u00f3j dom na raty<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/ezkasa.pl\/index.php\/2025\/11\/22\/kredyt-hipoteczny-w-citi-handlowy-reklama\/#POZNAJ_SZCZEGOLY_NA_STRONIE_BANKU\" >POZNAJ SZCZEG\u00d3\u0141Y NA STRONIE BANKU<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\" id=\"kredyt-hipoteczny-2026---wygodny-do-3-mln-z-z-rrso\"><span class=\"ez-toc-section\" id=\"Wygodny_kredyt_hipoteczny_do_3_mln_zl_z_RRSO_813\"><\/span>Wygodny kredyt hipoteczny do 3 mln z\u0142 z RRSO 8,13%<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Marzysz o w\u0142asnym mieszkaniu?\u00a0<strong>Kredyt hipoteczny<\/strong>\u00a0to wygodny spos\u00f3b na finansowanie domu lub apartamentu. Z kwot\u0105 do 3 000 000 z\u0142, okresem do 30 lat i RRSO 8,13%. Na czym polega, zalety i jak go wzi\u0105\u0107? Poradnik dla kupuj\u0105cych nieruchomo\u015b\u0107.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"na-czym-polega-kredyt-hipoteczny\"><span class=\"ez-toc-section\" id=\"Na_czym_to_polega\"><\/span>Na czym to polega?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">To d\u0142ugoterminowa po\u017cyczka pod zastaw nieruchomo\u015bci (hipoteka). Bank daje pieni\u0105dze na zakup, Ty sp\u0142acasz raty, a mieszkanie jest zabezpieczeniem. Oferta &#8220;Wygodny kredyt hipoteczny&#8221;:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Kwota<\/strong>: Do 3 000 000 z\u0142 &#8211; na dom marze\u0144.<\/li>\n\n\n\n<li><strong>Okres<\/strong>: Do 30 lat &#8211; niska rata miesi\u0119czna.<\/li>\n\n\n\n<li><strong>RRSO 8,13%<\/strong>\u00a0&#8211; mar\u017ca + WIBOR, pe\u0142ne koszty.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"zalety-kredytu-hipotecznego---dlaczego-warto\"><span class=\"ez-toc-section\" id=\"Zalety_%E2%80%93_dlaczego_warto\"><\/span>Zalety &#8211; dlaczego warto?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Kredyt hipoteczny<\/strong>&nbsp;buduje maj\u0105tek. G\u0142\u00f3wne atuty:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Du\u017ce kwoty &#8211; do 3 mln z\u0142<\/strong>\u00a0&#8211; na premium nieruchomo\u015b\u0107.<\/li>\n\n\n\n<li><strong>D\u0142ugi okres 30 lat<\/strong>\u00a0&#8211; rata ok. 1500-3000 z\u0142\/mc.<\/li>\n\n\n\n<li><strong>Niskie RRSO 8,13%<\/strong>\u00a0&#8211; taniej ni\u017c wynajem d\u0142ugoterminowo.<\/li>\n\n\n\n<li><strong>Wzrost warto\u015bci<\/strong>\u00a0&#8211; nieruchomo\u015b\u0107 ro\u015bnie w cenie.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Lepsze ni\u017c dzier\u017cawa &#8211; budujesz maj\u0105tek.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"wady-kredytu-hipotecznego\"><span class=\"ez-toc-section\" id=\"Wady\"><\/span>Wady<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Wysoki wk\u0142ad w\u0142asny. Ubezpieczenie kredytu podnosi koszta.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"jak-wzi-kredyt-hipoteczny-krok-po-kroku\"><span class=\"ez-toc-section\" id=\"Jak_wziac_taka_pozyczke_Krok_po_kroku\"><\/span>Jak wzi\u0105\u0107 tak\u0105 po\u017cyczk\u0119? Krok po kroku<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Sprawd\u017a zdolno\u015b\u0107<\/strong>\u00a0&#8211; kalkulator online z RRSO.<\/li>\n\n\n\n<li><strong>Zbierz dochody<\/strong>\u00a0&#8211; PIT, za\u015bwiadczenia.<\/li>\n\n\n\n<li><strong>Wybierz nieruchomo\u015b\u0107<\/strong>\u00a0&#8211; do 3 mln z\u0142.<\/li>\n\n\n\n<li><strong>Wniosek w banku.<\/strong><\/li>\n\n\n\n<li><strong>Otrzymaj akt notarialny<\/strong>\u00a0&#8211; hipoteka i wyp\u0142ata.<\/li>\n<\/ol>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"podsumowanie-kredyt-hipoteczny---twj-dom-na-raty\"><span class=\"ez-toc-section\" id=\"Podsumowanie_Twoj_dom_na_raty\"><\/span>Podsumowanie: Tw\u00f3j dom na raty<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Wygodna po\u017cyczka pod hipotek\u0119: <\/strong>do 3 000 000 z\u0142, 30 lat i RRSO 8,13% otwiera drzwi do w\u0142asno\u015bci. Czas na decyzj\u0119!<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"185\" height=\"50\" src=\"https:\/\/ezkasa.pl\/wp-content\/uploads\/2025\/11\/bed805ff65773ffdb452967199aa2e74.png\" alt=\"citi handlowy\" class=\"wp-image-1023\"\/><\/figure>\n<\/div>\n\n\n<p class=\"has-text-align-center wp-block-paragraph\"><strong>Citi Handlowy<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Wygodny kredyt hipoteczny<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>kwota kredytu do 3 000 000 z\u0142<\/li>\n\n\n\n<li>okres kredytowania do 30 lat<\/li>\n\n\n\n<li>RRSO 8,13%<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-center\"><span class=\"ez-toc-section\" id=\"POZNAJ_SZCZEGOLY_NA_STRONIE_BANKU\"><\/span><a href=\"https:\/\/ezkasapl.ebrokerpartner.pl\/short\/5o3je\">POZNAJ SZCZEG\u00d3\u0141Y NA STRONIE BANKU<\/a><span class=\"ez-toc-section-end\"><\/span><\/h2>\n","protected":false},"excerpt":{"rendered":"<p>Wygodny kredyt hipoteczny do 3 mln z\u0142 z RRSO 8,13% Marzysz o w\u0142asnym mieszkaniu?\u00a0Kredyt hipoteczny\u00a0to wygodny spos\u00f3b na finansowanie domu lub apartamentu. Z kwot\u0105 do 3 000 000&#8230; <a class=\"list-more-link\" href=\"https:\/\/ezkasa.pl\/index.php\/2025\/11\/22\/kredyt-hipoteczny-w-citi-handlowy-reklama\/\">Wi\u0119cej <i class=\"fa fa-angle-double-right\"><\/i><\/a><\/p>\n","protected":false},"author":1,"featured_media":1013,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[5,28],"tags":[],"class_list":["post-1022","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-banki","category-kredyty-hipoteczne"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.1.1 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Kredyt hipoteczny | EzKasa&amp;EzInfo<\/title>\n<meta name=\"description\" content=\"Kredyt hipoteczny to d\u0142ugoterminowy kredyt bankowy udzielany na cele mieszkaniowe, takie na przyk\u0142ad zakup mieszkania.\" \/>\n<meta name=\"robots\" content=\"index, follow, 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